These are the general terms and conditions for use of https://itechinsurance.com.au (the “Site”). The Site is operated by AMS Insurance Brokers. Please read these terms and conditions carefully. Your use of the Site will be subject to these terms and conditions.
If you have any enquiries or complaints (about the Site or someone else’s use of the Site) then address them to: firstname.lastname@example.org or
AMS Insurance Brokers,
PO Box 4275
Telephone: 1300 668 488
Fax: 07 3123 6230
What you are allowed to do
You may only use the Site for personal use and only in accordance with these terms. Additional terms may apply to the use of particular parts of the Site and products and services which are available from it from time to time. You may print a copy of any page of the Site, for your own personal purposes, provided you do not do any of the things set out under “What you are not allowed to do”.
What you are not allowed to do
Except to the extent expressly set out in these terms, you are not allowed to:
- make any copies of any part of the Site;
- remove or change anything on the Site.
- use the Website for any activities or post or transmit via the Website, any information or materials which breach any laws or regulations, infringe a third party’s rights, or are contrary to any relevant standard or codes;
- use the Website to post or transmit any material which interferes with other users or defames, harasses, threatens, menaces, offends or restricts any person or which inhibits any user from using the Website or the Internet;
- use the Website to send unsolicited email messages;
- in any way tamper with, hinder or modify the Website;
- knowingly transmit any viruses or other disabling features to the Website or via the Website;
- attempt any of the above acts or facilitate or assist another person to do any of the above acts.
You must only use the Site and anything available from the Site for lawful purposes, and you must comply with all applicable laws, statutes and regulations.
Intellectual Property Rights
All intellectual property rights in any material (including text, video, photographs and other images and sound, trade marks and logos) contained in the Site are owned by AMS Insurance Brokers or its licensors. You are only allowed to use this Site and the material contained in the Site as set out in these terms. You are not allowed to remove or change any copyright, trade mark or other intellectual property right notices contained in the original material or that printed off from the Site.
Information from the site
(a) The Site contains information of a general nature and should not be treated as comprehensive. You should take appropriate professional advice before relying on the information on the Site.
(b) You agree that your use of the Site is on an “as is” and “as available” basis and that your use of the Site is at your sole risk. On that basis, except as expressly set out in these terms, AMS Insurance Brokers does not enter into conditions, warranties or other terms in relation to the Site (including any implied term relating to quality, fitness for a particular purpose).
(c) You agree that the obtaining of any material through the Site is carried out at your own risk and subject to clause(a) in this section, that AMS Insurance Brokers has no liability to you in respect of such material or the effects of such material.
(d) AMS Insurance Brokers may change the format and content of the Site from time to time. You should refresh your browser each time you visit the Site to ensure that you download the most up to date version of the Site.
The Site may from time to time include links to external sites and co-branded pages. AMS Insurance Brokers has included links to these sites and co-branded pages to provide you with access to information and services that you may find useful or interesting. AMS Insurance Brokers is not responsible for the content of these site and pages or for anything provided by them.
AMS Insurance Brokers accepts no responsibility or liability for any damage to hardware or software caused to you by downloading material from the Site. You must ensure that your computer has all necessary software to protect you from computer viruses.
Limitation of Liability
(a) AMS Insurance Brokers does not, and nothing in these terms and conditions shall act to exclude or limit AMS Insurance Brokers liability for death or personal injury resulting from its negligence, fraud or any other liability which may not by applicable law be excluded or limited.
(b) Subject to clause (a) above, in no event shall AMS Insurance Brokers be liable (whether for breach of contract, negligence or for any other reason) for any loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, software or data, loss of or waste of management or other staff time, or for any indirect, consequential or special loss, howsoever arising.
(c) Subject to clause (a) above, AMS Insurance Brokers is not liable for any action you may take as a result of relying on any information provided on the Site.
By using the Website, you agree to indemnify us from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses (whether in tort or in contract including and without limitation, negligence) arising out of or in any way connected to the use of the Website by you.
AMS Insurance Brokers does not, and nothing in these terms and conditions shall act to exclude or limit AMS Insurance Brokers’s liability for loss, misuse, or alteration of data collected from the site.
Suspension and termination of service
AMS Insurance Brokers may suspend or terminate the operation of the Site at any time. Access to or use of the Site or any pages linked to it will not necessarily be uninterrupted or error free.
Some legislation such as the Australian Trade Practices Act 1974 (Cth) and other similar consumer protection laws and regulations in other countries may confer you with rights and remedies relating to the provision of goods or services to you by us via the Website which cannot be excluded, restricted or modified (your “Statutory Rights”). We exclude all conditions and warranties implied by custom, law or statute except for your Statutory Rights.
General and Governing Law